) Local community enhancement loan or Group growth expense element, which include the precise sort of financing and sort of entity supported (

Pursuant to § 228.28 and appendix C to this aspect, the Board assigns conclusions for the lender's Retail Products and services and Products and solutions Exam efficiency in Just about every facility-centered evaluation place, Condition and multistate MSA, as applicable, and for the institution.

네이버를 자주 이용한다면, 북마크 기능을 활용하여 손쉽게 접근할 수 있습니다. 웹 브라우저의 북마크 기능을 통해 네이버 페이지를 등록하면, 다음부터는 북마크 목록에서 바로 네이버에 접속할 수 있습니다.

인터넷이라는 광활한 바다를 항해하며 정보의 보고를 찾는 우리에게 네이버는 든든한 나침반이자, 탐험의 동반자와 같습니다. 검색, 뉴스, 지식인, 쇼핑, 메일, 블로그 등 네이버는 우리 일상의 거의 모든 영역에 깊숙이 스며들어 있습니다.

The Board considers data provided by the lender and will consider publicly accessible facts and information provided by governing administration or Neighborhood resources that demonstrates that a Local community development services Advantages or serves a facility-primarily based assessment spot, State, or multistate MSA, or maybe the nationwide spot.

For each major product line, a Geographic Community Benchmark, calculated pursuant to paragraph III.c of appendix A to this portion for facility-based mostly evaluation places and retail lending assessment locations, and paragraph III.e of appendix A to this component for outdoor retail lending parts.

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Pursuant to § 228.21, the Neighborhood Development Financing Test evaluates the lender's record of helping to meet the credit needs of its complete Local community by Local community growth loans and Local community enhancement investments (

signifies a financial institution, excluding a financial institution selected as a confined intent financial institution pursuant to § 228.26, that experienced belongings of at least $two billion as of December 31 in the two on the prior two calendar decades. The Board adjusts and publishes the figure Within this definition yearly, determined by the 12 months-to-12 months modify in the average of The customer Value Index for City Wage Earners and Clerical Employees, not seasonally altered, for each twelve-month period of time ending in November, with rounding to the closest million.

네이버는 블로그를 통해 저작물이 무단으로 공유되는 것을 막기 위해, 저작권을 침해하는 컨텐츠가 포함되어 있는 게시물의 경우 주제 분류 기능을 제한하고 있습니다.

(B) A bank besides a large bank may possibly include a Neighborhood development providers part and accompanying once-a-year measurable goals in its program.

A significant bank must obtain and maintain in Digital sort, as prescribed because of the Board, until eventually completion on the bank's up coming CRA evaluation during more info which the info are evaluated, the next data with regard to retail banking products and services and retail banking products and solutions available and supplied by the bank all through Each individual calendar yr:

(ii) The Board considers an intermediate financial institution's Group development loans, Local community advancement investments, and Group advancement services devoid of regard to whether the activity is built in one or more on the lender's facility-primarily based evaluation spots. The extent in the Board's consideration of Local community improvement loans, Neighborhood progress investments, and community improvement companies beyond the financial institution's facility-based mostly evaluation regions will rely on the adequacy of your financial institution's responsiveness to Neighborhood development needs and prospects within the lender's facility-centered evaluation locations and applicable effectiveness context data.

(x) An indicator for if the loan was to a business or farm for which gross yearly revenues are not regarded through the financial institution.